Protect your practice.
Understand your cover.

Start with the protection you need

Professional indemnity insurance can address specified civil liabilities and defence expenses arising from professional services, subject to the policy. A legal-support subscription or association scheme may offer different assistance. Ask who is issuing the policy, what is insured, and who handles a claim.

This page is an information directory. Quotations, eligibility and cover are determined by the provider’s current policy wording and schedule. Nagpur IMA Safety does not sell policies, collect premiums or appoint insurance agents.

Sources: New India product explanation and United India customer information sheet.

Before you select a policy

• Who is insured: the named doctor, the clinic or hospital, and which employed or visiting professionals are included.
• What work is declared: specialty, procedures, premises and locations of practice.
• Limits and your contribution: any-one-claim/accident and annual limits, defence costs within or outside the limit, deductibles and sub-limits.
• Earlier work and renewal: retroactive date, continuity of cover, notification deadlines and any extended reporting or run-off terms.
• Legal support: lawyer appointment, prior insurer consent for expenses or settlement, claims reporting and exclusions.
• Separate risks: confirm whether damage to the hospital, personal injury to staff, cyber incidents or criminal proceedings need other protection.

Use these as questions for the insurer. They are not a statement that every listed policy includes the same benefits.

Keep the claims contact accessible

Store your policy number, insurer’s notification route and appointed adviser with your hospital’s incident procedure. If a complaint or claim arises, consult the applicable policy and contact the insurer promptly for its reporting requirements.